Cursor is the current standard for conversational AI coding — the codebase-aware chat and multi-file edits are meaningfully ahead of GitHub Copilot's line-by-line model. The complaint record reflects a product moving fast and changing terms as it goes: the Pro plan's fast-request quota was quietly reduced in 2024, and quality fluctuates whenever Anthropic or OpenAI pushes model updates — something Cursor can't control but also doesn't communicate clearly.